Stockco

StockCo Dairy Herd Finance is a stock financing solution based on leasing a significant depreciating asset in farming businesses. StockCo can significantly lower the effective cost of finance and free-up capital for more productive uses.

How it works
The StockCo solution is a simple and flexible financing option - farmers decide the terms that fit their needs best and StockCo builds a solution around that. Firstly the terms of the lease and annual payments are agreed according to the farmers’ needs.

Then StockCo will either purchase some or all of the farmers’ existing cows and lease them back to the farmer, freeing up cash for reinvestment as the farmer sees fit and/or StockCo can pay for up to 100% of the cost of any additional stock, meaning no initial outlay for the farmer.

The farmer chooses how the lease and payments are structured through the entire period, so they can be adjusted to fit around the farmer’s cashflow. The numbers of stock leased at any time can be varied and the farmer incurs no penalty for varying the term of the lease arrangement.

Is StockCo Dairy Herd Finance the strategic financial solution for your dairy farming business?

  • Are you an owner, share milker or lessee who wants a bigger herd?
    Don’t let capital constraints hold you back-lease your biggest depreciating asset, maximise your herd size and your returns.


  • Looking to diversify investments off-farm?
    Free up capital and use it more productively elsewhere.

  • Require expansion capital?
    Get up to 100% of your livestock’s market value and release capital for reinvestment to acquire additional land or intensify your existing operation.

  • High tax burden?
    Make significant tax savings as all lease payments are normally tax deductible.

  • Require capital to finance succession on the family farm?
    Release the capital in your livestock for reallocation to family members.

  • Looking for the best tool to help manage cashflow?
    Adjust payments to match the farm cashflow cycle.